Debt Negotiation, True Example
Posted in Debt Negotiation July 31st, 2008 by Rand Miller

Jaimi had some collections that were nagging her. So after she sold her home, and had some money to pay toward her collections she asked CreditCleaners.net for help with the debt negotiation. She was worried, because she only had enough money to pay for about 60% of the debt balances. So CreditCleaners.net went to work on negotiating and settling her debts. In fact all debts were settled to meet her budget of available funds. Below are a few of the actual settlements, there were a total of 10 settlements in all:

Creditor Balance Settlement Savings
Wamu 11,941 7,700 4,241
Wamu2 2,337 1,100 1,237
Chase 5,747 3,300 2,447
Beneficial/HFC 8,493 5,600 2,893
   

Savings:

10,818

As you can see, Jaimi saved a big chunk of money. If you have collections that need to be settled, CreditCleaners.net can help you save money. The credit repair program is a great way to improve your FICO scores..

CREDIT REPAIR SUCCESS
Posted in Credit Repair July 31st, 2008 by Rand Miller

Yes, CreditCleaners.net continues to negotiate collections for 50-60% of their balances. This is saving customers huge amounts of money. It is allowing debts that normally wouldn’t have been paid off to now be paid off, to allow for credit repair and credit recovery. If you have outstanding collections, consider www.CreditCleaners.NetSome people don’t really know what credit repair can do. So below is a real recent example from www.CreditCleaners.Net [this is from one clients 35 day credit status report]

  1. Corrected - XP: FRIEDMANS JEWELERS, was a charge-off
  2. Corrected - XP: CAP ONE, was a collection
  3. Corrected - TU: CAP ONE, was a collection
  4. Corrected - TU: COLLECTION, was a collection
  5. Corrected - TU: MIL STAR, was 120 days late
  6. Corrected - EF: CAP ONE, was a collection
  7. Corrected - EF: HSBC/BSTBY, was several 120 day lates
  8. Corrected - EF: MIL STAR, was several 120 day lates
  9. Deleted - XP: CORE COLLECTION COMP, was a collection
  10. Deleted - XP: LVNV FUNDING LLC, was a collection
  11. Deleted - XP: LHR INC, was a collection
  12. Deleted - XP: BUREAU OF COLLECTION, was a collection
  13. Deleted - XP: CIT BANK/DFS, was a collection
  14. Deleted - TU: CORE COLLECT, was a collection
  15. Deleted - TU: FRIEDMANS, was a collection
  16. Deleted - TU: LVNV FUNDING, was a collection
  17. Deleted - TU: LHR INC, was a collection
  18. Deleted - TU: BAY AREA C S, was a collection
  19. Deleted - TU: BUR COL RECO, was a collection
  20. Deleted - EF: LHR,INC., was a collection
  21. Deleted - EF: CIT BK/DFS, had several 60 day lates
  22. Deleted - EF: WFFNATBANK, had lates 30 & 60 days
  23. Pending - XP: VERIZON WIRELESS, still working on this
  24. Pending - XP: VERIZON WIRELESS, still working on this
  25. Pending - XP: HSBC/BSBUY, still working on this
  26. Pending - XP: MILITARY STAR, still working on this
  27. Pending - TU: CIT BANK/DFS, still working on this
  28. Pending - TU: TIGER GLD CD, still working on this
  29. Pending - EF: FRIEDMAN’S, still working on this
  30. Pending - EF: LVNVFUNDG, still working on this
  31. Pending - EF: BAY AREA CREDIT SERV, still working on this
     

After each credit repair session, we send out a progress report, the above is a real report.  That all happened in just 35 days. I think that is pretty good.

Need help with…Credit Problems?

If you have late payments, paid or unpaid collections, charge-offs, bankruptcy or repossession, you may need the help of a good credit-cleaning program. Try http://www.creditcleaners.net/ this service can clean or correct credit problems, remove lates and raise FICO scores. It can even fix problems caused by a Bankruptcy. Call me for details.

Credit Repair MP3, Listen and Learn about credit repair
Posted in Credit Repair, Debt Negotiation, FICO Score Improvement November 28th, 2006 by Rand Miller

We added some audio files that answer many questions about credit repair, debt negotiation and improving FICO scores. You will have to listen to them. You may learn something.

 http://www.randmiller.com/cc_audio.a5w

Let me know what you think. They aren’t professional recordings. They are just candid, honest answers to commonly asked credit repair questions.

I hope you like them.

CREDIT REPAIR SUCCESS STORY
Posted in Credit Repair, Debt Negotiation November 28th, 2006 by Rand Miller

Ramon S. had $24k in collections and credit scores in the low 500’s. He wanted to know what could be done to help him. We negotiated his debts down to $15k saving him $9k. We cleaned & corrected his credit which improved his credit scores +65, +51, +93 points. The credit repair process took about 40 days. He was happy.